When a member of your family is suffering from drug addiction, addiction affects everyone in more ways than one. One of the most difficult obstacles in helping a loved one is paying for the cost of addiction treatment. Many drug treatment programs and drug rehabilitation centers can cost thousands of euros a month (or even a week). Payment for treatment is a challenge on a “good day,” and even more so when a family has seen their finances in danger due to a drug addiction.
Fortunately, there are ways to pay for drug and alcohol addiction treatment that does not place an impossible burden on the family. These include financing options, insurance and employee benefits that can help offset the high cost associated with the most effective and comprehensive forms of treatment.
How much does the treatment for drug and alcohol addiction cost?
Residential drug rehabilitation centers are more expensive than those that offer outpatient care. These facilities have a significant overhead, as they must pay for additional staff and all the comforts commonly found in residential rehabilitation, such as food, exercise programs, location costs and maintenance costs. It is not uncommon for treatment programs of residential rehabilitation centers to cost thousands of euros a month or more. On the other hand, outpatient treatment can end up costing only a few hundred euros each month – and the cost goes down if the center accepts insurance.
Insurance and the cost of drug treatment
More and more insurance companies cover drug treatment – in the same way they do for other forms of psychiatric care. Very often, this coverage only covers outpatient treatment centers, but there are exceptions in which the insurance company pays part or all of the cost of staying in a residential rehabilitation center. It is important that you consult with your insurance company before selecting a drug treatment center for you or a family member.
The financing of the cost of drug treatment
There are more and more drug rehabilitation and detoxification centers that are working with private lenders to help families offset the cost of drug rehabilitation. Usually, the drug treatment center can provide the individual with a payment plan for the cost of treatment. Like a car loan, the person will receive the product (treatment) and pay for it each month. Funding for drug treatment does not eliminate the cost, of course, but it does give the family the opportunity to pay according to the possibilities it has.
Employers and the cost of drug treatment
Finally, many companies have recognized that they have an interest in recovering their trusted employees. Instead of firing the person (who may be against the law) with a drug addiction, it is a smart investment to help pay for their addiction treatment until the employee reaches their highest levels of productivity. The cost of locating and retaining a new employee is simply too great and after all, helping another person in need is the right thing to do.