- 1 Aetna Coverage
- 2 Aetna rehabilitation insurance
- 3 About Aetna rehabilitation insurance
Aetna can be a health care company originally founded in 1853, which provides coverage to individuals and employers. In addition to the wide range of mental and behavioral health services, Aetna coverage includes options for policyholders that include detoxification, hospital and residential rehabilitation, partial hospital treatment and intensive outpatient treatment.
Besides, Aetna coverage also includes treatment programs that provide ongoing care to people with drug addiction or abuse problems. If you have questions about Aetna coverage or if you want more information about Aetna counseling coverage or Aetna medical coverage, call Customer Service to speak with an advisor.
Aetna rehabilitation insurance
One of the various benefits of entering a rehabilitation center for drug abuse treatment is that rehabilitation is in a position to directly monitor your coverage, such as Aetna rehabilitation insurance.
If you have Aetna rehabilitation insurance or other medical policy, you must understand that your insurance provider is bound by the Low Price Health Care Act to provide coverage for drug addiction and abuse treatment. Plans like Aetna’s rehabilitation insurance offer different levels of coverage; which means that connecting quickly with experienced rehabilitation is the best thanks to studying for which services you receive coverage.
Aetna alcohol rehab
Aetna rehabilitation insurance covers many types of addiction treatment, but they will work with certain providers or treatment centers.
Rehabilitators know what insurance they accept, therefore, the fastest way to find out which treatment center and the program is covered by your policy is to contact the rehabilitators directly. Since each insurance plan is exclusive, working with a treatment center makes it easier to know what services will be fully and partially covered. This way, you are ready to understand your out-of-pocket costs.
Does Aetna cover drug abuse treatment?
Aetna provides coverage for rehabilitation during a kind of environment, such as detoxification and hospital and residential treatment facilities. Aetna has a network of care providers that offers treatment and therapy for people with drug and alcohol rehab abuse problems, and these network programs are evaluated to determine the quality of care, compliance with best practices regarding Modern treatment and its level of follow-up care.
Aetna coverage for hospital and outpatient rehabilitation
Pharmacological treatment is usually offered on a hospital or outpatient basis. Aetna offers plans that cover both options. If you are seeking coverage for Aetna inpatient rehab at a rehabilitation center, there are several places from which you can settle. With Aetna coverage, rehabilitation facilities can help you recover and live a drug and alcohol-free life.
Aetna outpatient services may also be covered for you, counting on your plan and, therefore, the location of the treatment, among other factors. This type of treatment is usually sufficient for cases that involve mild to moderate addiction. With this feature, patients receive treatment during the day and can usually return home after day-to-day Aetna alcohol treatment.
What to expect from Aetna for rehabilitation
If you have an Aetna insurance plan and want to use your coverage for rehabilitation prices, this may fall into the category of state behavioral and psychological services that require prior authorization. It is important to make sure you have this beforehand in your treatment. Services that require prior authorization include any hospital admissions, including admission to a residential treatment center, partial hospitalization programs and also intensive outpatient programs.
Aetna also encourages members to demand the advantage of lower out-of-pocket costs through the use of in-network behavioral health care providers.
Assuming that a member has reached their deductible, if they need chemical dependency rehabilitation for 14 days, for example, and that they have been billed $ 14,152 in-network, Aetna’s negotiated rate would raise this amount to $ 9,729. Your plan would pay 80% of that, so your coinsurance responsibility would be only $ 1,946. In an equivalent scenario, if you had to settle for an out-of-network provider, your coinsurance obligation would be $ 6,957.
This would mean that your plan pays 80 percent of in-network facilities and mental health visits and only 60 percent out-of-network. This leaves the responsibility of the patient at 20 percent for in-network behavioral health providers, and at 40 percent for out-of-network providers.
About Aetna rehabilitation insurance
Revisions to insurance laws occurred when the Low Price Health Care Law was passed. Part of the reviews included requiring insurance companies to hide addiction treatment. Aetna rehabilitation insurance will cover addiction treatments, but will only work with certain providers.
Also, Aetna is one of the most important insurance providers and has a deep provider network. Aetna rehabilitation insurance in Illinois gives you treatment options, giving you the freedom to seek providers to reorganize care.
The benefits of rehabilitation
Some people are ready to overcome drug abuse and addiction problems without treatment. For others, rehabilitations provide a safe environment that improves the chances of future abstinence. In addition to providing evidence-based treatment and therapy, rehabilitators also:
* It helps to control the physical or psychological disorders that you will have
* Provide medication management services.
* Offer a controlled, safe and structured environment.
* Provide access to social services and social workers
* Help organize the follow-up treatment after being discharged
* Help connect with community support
Rehabilitation also ensures that your substance of choice is safely detoxified under the supervision of trained medical professionals. Access to medical professionals can help prevent detoxification complications that, in rare cases, are often fatal. Rehabs offer you time to specialize only in your needs and recovery, freeing you from possible distractions.
In addition to medical treatment, rehabilitations help you improve your physical, emotional and spiritual health. Most rehabilitations retain nutritionists who ensure their meals are healthy, which helps improve your body’s ability to overcome addiction. The rehabilitation and treatment centers also include your family, friends and loved ones in your treatment; and can offer additional services such as marriage counseling and group therapy.
Make addiction treatment affordable
Rehabilitation dramatically improves your or your loved one’s chances of maintaining future sobriety and helps support you during your early recovery stages. Inpatient and outpatient programs allow you to create a solid support network during recovery and can provide personalized treatment.
Some other programs offered by Illinois Recovery Center:
* Group psychotherapy
* Trauma Therapy
* 12 step approach to recovery
* Alcoholism rehabilitation
* Evidence-based addiction treatment center
Will Aetna buy local rehabilitation and out-of-state treatment?
Aetna can pay for both local and out-of-state treatment. Having your plan, there are a variety of treatment facilities that are covered by Aetna throughout the country. Installation doesn’t need to be local to you within your plan’s network. Consult your insurance and decide which facilities will protect your treatment against alcoholism.
Does Aetna buy private or luxury treatment?
Aetna can pay for a luxury treatment center or a private rehabilitation center, either partially or totally, as long as the power in question accepts the Aetna insurance that your insurance plan provides for this type of coverage. Many luxury treatment facilities, which offer luxury services and amenities, that accepted cash payments in the past, have now opened their doors to treat people with coverage. Ask the power you are considering if your insurance is accepted there.
What does executive treatment offer about other rehabilitations?
Executive treatment programs are designed to adapt to the busy lifestyles of people with high-powered careers, such as corporate leaders and other people in management. These programs combine a luxurious approach to rehabilitation with the freedom to continue working while receiving treatment, so that your career is not compromised while seeking help.
How long will the treatment pay Aetna?
Aetna will cover several treatment periods to help you on your journey to wellness. Aetna can pay the value of, totally or partially, the subsequent duration of the treatment:
* 28-30 days Residential programs
* 60-day residential programs
* 90-day residential programs
In addition to covering this one, two and three-month rehabilitation stays, Aetna can also provide coverage for longer-term residential treatments, such as facilities that offer treatments from six months to at least one year.
What happens if I don’t even have insurance?
If you do not have insurance, you will still be ready to seek treatment using services that are free of charge, such as Alcoholics Anonymous or arranging a payment plan with the hospital or rehabilitation center of your choice. You will even be eligible for a power scholarship that you are considering for treatment. There are options available, even if you don’t have insurance.